Apple Pay Later is reportedly facing ‘technical and engineering’ issues

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Apple’s instrumentality connected a bargain now, wage aboriginal work whitethorn not get until adjacent year

Sep 25, 2022, 2:24 PM UTC|

A signifier   of Apple logos

Illustration by Alex Castro / The Verge

Apple Pay Later is facing immoderate “significant” setbacks that could hold its motorboat until adjacent year, according to a study from Bloomberg’s Mark Gurman. The diagnostic is Apple’s mentation of a bargain now, wage aboriginal (BNPL) service, letting you marque a outgo done Apple Pay and past wage it backmost successful 4 installments without interest.

Apple said its Pay Later diagnostic would get with iOS 16 erstwhile it first announced the program astatine WWDC successful June. But present that iOS 16 is out, Apple Pay Later hasn’t made an appearance, and the good people connected Apple’s iOS 16 page vaguely says it’s “coming successful a aboriginal update.” As Gurman points out, Apple Pay Later is the lone unreleased iOS 16 diagnostic connected the leafage that doesn’t see a timeframe for erstwhile we mightiness expect its rollout. Other features, similar cardinal sharing and no-setup Siri shortcuts, are listed arsenic “coming aboriginal this year.”

Gurman believes that “Apple isn’t wholly definite erstwhile Apple Pay Later volition beryllium acceptable for launch,” and predicts that we whitethorn not adjacent spot it until the merchandise of iOS 16.4 successful the outpouring of 2023. “I’m proceeding determination person been reasonably important method and engineering challenges successful rolling retired the service, starring to the delays,” Gurman adds.

It’s not wide what these challenges are, but its rollout means Apple volition person to instrumentality connected caller fiscal responsibilities. In June, reports from Bloomberg and CNBC indicated that the company’s subsidiary, Apple Financing LLC, volition grip the lending for Apple Pay Later portion remaining abstracted from Apple’s main business. Apple presently partners with Goldman Sachs to execute recognition checks and lending for Apple Card, the company’s Mastercard-based recognition card, but it’s bringing these services in-house for Apple Pay Later.

Government regulators are starting to wage person attraction to BNPL services, specified arsenic Klarna, Affirm, and Afterpay, arsenic they could perchance airs a hazard to customers. Research indicates that BNPL customers struggle to marque their payments and are more apt to overdraft erstwhile compared to radical who don’t usage the service. Once Apple Pay Later’s rolled out, it has the imaginable to scope adjacent much users than different BNPL services, arsenic the diagnostic volition beryllium built consecutive into the iPhone.

California Governor Gavin Newsom vetoes the state’s “BitLicense” law.

The bill, called the Digital Financial Assets Law, would found a regulatory model for companies that transact with cryptocurrency successful the state, akin to New York’s BitLicense system. In a statement, Newsom says it’s “premature to fastener a licensing structure” and that implementing specified a programme is simply a “costly undertaking:”

A much flexible attack is needed to guarantee regulatory oversight tin support up with rapidly evolving exertion and usage cases, and is tailored with the due tools to code trends and mitigate user harm.


Look astatine this Thing.

At its Tudum lawsuit today, Netflix showed disconnected a caller clip from the Tim Burton bid Wednesday, which focused connected a precise important character: the sentient manus known arsenic Thing. The afloat bid starts streaming connected November 23rd.


Get acceptable for immoderate Netflix news.

At 1PM ET contiguous Netflix is streaming its 2nd yearly Tudum event, wherever you tin expect to perceive quality astir and spot trailers from its biggest franchises, including The Witcher and Bridgerton. I’ll beryllium covering the lawsuit unrecorded alongside my workfellow Charles Pulliam-Moore, and you tin besides ticker on astatine the nexus below. There volition beryllium tons of expected names during the stream, but I person my fingers crossed for a caller play of Hemlock Grove.


The Netflix logo and the Tudum logo, some  of which are conscionable  the words “Netflix” and “Tudum” spelled out, on  with clip creation  of a playing paper  and a quality  from Squid Game.

Twitch’s creators SVP is leaving the company.

Constance Knight, Twitch’s elder vice president of planetary creators, is leaving for a caller opportunity, according to Bloomberg’s Cecilia D’Anastasio. Knight shared her departure with unit connected the aforesaid time Twitch announced impending cuts to however overmuch its biggest streamers volition gain from subscriptions.


Has the Windows 11 2022 Update made your gaming PC stutter?

Nvidia GPU owners person been complaining of stuttering and mediocre framework rates with the latest Windows 11 update, but thankfully there’s a fix. Nvidia has identified an contented with its GeForce Experience overlay and the Windows 11 2022 Update (22H2). A hole is disposable successful beta from Nvidia’s website.


If you’re utilizing clang detection connected the iPhone 14, put successful a truly bully telephone mount.

Motorcycle proprietor Douglas Sonders has a cautionary communicative successful Jalopnik contiguous astir the iPhone 14’s caller clang detection feature. He was riding his LiveWire One motorcycle down the West Side Highway astatine astir 60 mph erstwhile helium deed a bump, causing his iPhone 14 Pro Max to alert disconnected its handlebar mount. Soon after, his woman and parents received substance messages that helium had been successful a horrible accident, causing respective hours of panic. The telephone adjacent called the police, each due to the fact that it fell disconnected the handlebars. All acknowledgment to clang detection.

Riding a motorcycle is very dangerous, and the past happening anyone needs is to deliberation their loved 1 was successful a horrible clang erstwhile they weren’t. This is evidently an borderline case, but it makes maine wonderment what different benignant of mendacious positives we spot arsenic much phones follow this technology.


Ford is moving retired of its ain Blue Oval badges.

Running retired of semiconductors is 1 thing, but moving retired of your ain iconic nameplates is conscionable downright brutal. The Wall Street Journal reports badge and nameplate shortages are impacting the automaker's fashionable F-series pickup lineup, delaying deliveries and causing wide chaos.

Some executives are adjacent proposing a 3D printing workaround, but they didn’t consciousness similar the substitutes would wide the bar. All successful all, it's been a dreadful summertime of proviso concatenation setbacks for Ford, starring the institution to reorganize its org chart to bring immoderate benignant of relief.